AMP information
Use a recent processing statement to identify volume, transaction count, pricing structure, recurring charges, adjustments, and comparison questions without treating the review as an audit or savings guarantee.
PDF, PNG, or JPEG, up to 15 MB. Before uploading, redact full card numbers, bank account numbers, tax IDs, and other information not needed for pricing review.
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Plain-language definition
Statement analysis is an educational reading of visible processing data; separate contracts, leases, software invoices, seasonal patterns, and provider terms may also affect the decision.
Day-to-day workflow
Securely provide a readable statement as instructed, identify its period and unusual events, review volume and fee categories, calculate relevant historical ratios carefully, list missing terms, and compare proposals against similar transaction assumptions.
Implementation
The implementation requirement is specific: recent representative statement, known separate gateway or software invoices, current equipment and channels, business seasonality, contract dates, and redaction of sensitive identifiers where instructed. AMP can document dependencies and questions, but the merchant and applicable providers must confirm compatibility, account approval, responsibilities, testing, training, and support in writing.
Complete cost
the educational request has no represented fee; later processing, equipment, software, gateway, implementation, support, and termination terms require a separate written proposal Compare recurring, transaction-based, one-time, optional, and exit costs separately. A proposal is incomplete if it omits equipment ownership, software term, support scope, or cancellation obligations.
Failure planning
One statement does not prove future cost, show every obligation, or establish legal, tax, accounting, or financial conclusions; transaction mix and provider pricing can change.
Decision guide
Compare the same volume, transaction count, card and channel mix, and included services. An all-in historical ratio should not be compared directly with one proposed line item.
Know before you decide
Complete-cost view
Only a written proposal and agreement can establish actual pricing and terms.
Owner questions
Capture the statement period, sales volume, credits, transaction count, card and channel categories, discount or interchange detail, assessments, authorization charges, monthly items, chargebacks, adjustments, and effective historical cost. Note fees billed on separate invoices.
A single month may be seasonal, include annual charges or unusual disputes, and omit equipment leases, gateway invoices, cancellation terms, or future pricing changes. Use representative periods and normalize proposals to comparable volume and transaction mix.
Follow the designated upload instructions and remove account identifiers or other sensitive fields when requested while preserving readable fee and activity data. Never send passwords, full bank credentials, or cardholder data through a general inquiry channel.
No. It is an educational reading of visible historical charges, not an audit or savings guarantee. Future cost also depends on actual mix, provider approval, hardware, software, implementation, support, and final written contract terms.
Published 2026-08-03 · Modified
Approved first-party educational guide used for statement-review workflow. Source reviewed .
Approved first-party educational comparison of processing-pricing structures. Source reviewed .
Primary standards-body background for merchant payment-data security responsibilities. Source reviewed .
Share the current process, the constraint you need to remove, and the systems that must remain. AMP can return a scoped next step without treating a headline rate or feature list as a complete recommendation.